Welcome to philhagspiel.com! By purchasing or accessing my digital products, you agree to the following terms of service. Please read them carefully.

1. General

- These terms apply to all digital products sold or accessed through philhagspiel.com.
- The products are created and managed by me, Philipp Hagspiel, as a sole operator of this business.

2. Use of Products

- The digital products are for personal use only. Redistribution, reselling, or unauthorized sharing is prohibited.
- You are granted a non-exclusive, non-transferable license to use the product upon purchase.

3. Payment

- All payments are processed securely through third-party payment platforms (e.g., Paddle, PayPal).
- Prices are listed in EUR or USD and may not include applicable taxes.

4. Refund Policy

- Refunds are only available under the conditions outlined in the Refund Policy.
- If you encounter issues with a product, please contact me at business@philhagspiel.com

5. Intellectual Property

- All digital products, including content, designs, and frameworks, are the intellectual property of Philipp Hagspiel.
- You may not copy, modify, or create derivative works based on these products without prior written consent.

6. Limitation of Liability

I am not liable for any direct, indirect, or consequential damages resulting from the use or inability to use my digital products.

7. Changes to Terms

I reserve the right to update these terms at any time. Changes will be posted on this page, and continued use of the products constitutes your acceptance of the updated terms.

8. Contact Information

If you have questions or concerns about these terms, feel free to reach out via Email: business@philhagspiel.com